Every year, millions of Americans let their vision benefits go to waste. It is estimated that we collectively forfeit $400 million a year from unused FSA / HSA. Don’t risk losing your benefits this year. Maximizing these benefits before the year concludes is not only a savvy financial move, but a proactive step towards prioritizing your eye health. Let’s explore practical strategies to ensure that you make the most of your vision benefits this year.
Use It or Lose It
Optical Illusions is in-network for many vision insurance plans, including VSP Vision and EyeMed. These vision insurances operate on a “use it or lose it” basis, meaning that any unused benefits do not carry over into the next year. Check your plan details for any remaining benefits and ensure you utilize them before they expire. This could include unused allowances for frames, lenses, or other covered services that you may not want to let go to waste. If you’re not sure what kind of benefits you have, stop by any of our locations or give us a call so our expert opticians can explain how you can maximize your benefits.
Beyond annual eye exams, vision insurance often covers a spectrum of services for your eye needs. Most plans also have coverage on eyeglasses, contact lenses, or even more specialized treatments. If you’ve been contemplating upgrading your lenses or trying a new type of eyewear, now is an excellent time to explore these options. Understanding the extent of your benefits allows you to take full advantage of the services covered, contributing to your overall eye health.
Vision Benefits include Flexible Spending Accounts (FSA)
If your employer offers a Flexible Spending Account (FSA) or Healthy Savings Accounts (HSA), use those health dollars for your eye care needs. FSAs allow you to set aside pre-tax dollars for medical expenses. This includes vision-related costs and aesthetics. Here are just some of the many things you can spend your FSA on:
- Eye Exams
- Contact Lens Evaluations and Fittings
- Contact Lenses
- Myopia Management
- Specialty Contact Lenses
- Optase Dry Eye Products
- Envision Lumecca IPL Treatments
- Envision Forma Radiofrequency Treatments
- Equinox Low Level Light Therapy Treatments
- LASIK Refractive Surgery
Don’t Wait to Schedule Your Exam
If you’ve been putting off that annual eye exam, now is the time to schedule it. Appointments book up fast at the end of the year, and waiting last minute may mean you will not be able to be seen. Many vision insurance plans cover an annual eye exam, a fundamental component of preventative eye care. By getting your eyes checked promptly before the end of the year, you not only ensure that your prescription is up-to-date but also that your eyes are healthy. Detecting and addressing potential issues early can save you both money and potential discomfort in the long run.
Contact Us About Your Vision Benefits
As the curtain falls on the current year, take a proactive approach to maximize your vision benefits. By scheduling appointments early, exploring additional services, using any expiring benefits, and leveraging Flexible Spending Accounts, you not only prioritize your eye health but also make the most out of the investment you’ve made in your vision benefits. Seize the opportunity for clearer vision and a healthier outlook as you step into the new year. Book an appointment today with Optical Illusions!